College Articles & Loan Tips For Education

For New College Grads? the First of July is as Important as the Fourth

La Jolla, CA (PRWEB) June 28, 2007 -- As Americans prepare to celebrate the Fourth of July, newly minted college grads with student loan debt need to prepare for the First of July. That's the day when the government recalculates the interest rate for student loans -- this year the rate is expected to rise for the third year in a row.

If new graduates want to declare their independence from high student loan payments, they need to consider refinancing their student loans this week--before the First of July. This year the variable rate will rise from 6.54 percent to 6.62 percent for students just graduating who are still in their grace periods. Six months after leaving school, when loan repayment begins, the rate will adjust upward again to 7.22 percent. Although this is a modest increase, by consolidating before July 1st, grads can save thousands by locking in at a lower fixed interest rate.

When researching student loan consolidation options, the professionals at ScholarPoint recommend considering interest rate discounts and additional borrower benefits as well as convenience and service.

Student loan consolidation is the only way to lock in the rate and ensure future rate hikes do not impact the loans. Consolidation can also lower monthly payments, organize college loans into one easy billing location and improve credit scores. The clock is ticking?

ScholarPoint Financial, Inc. is a national online consumer lending company specializing in student loans and offering a full range of innovative education finance solutions. Loan options for students and their families include PLUS, Stafford, Consolidation and Private Loans. ScholarPoint combines industry-leading borrower benefits, best-in-class service and innovative technology. Unlike many other traditional loan sites, ScholarPoint's technology platform was designed exclusively for its website, integrating the entire process for an online experience that is simple, instant, and complete. http://www.ScholarPoint.com

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The All-Important College Application
H.G.

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Higher Education Loan Consolidation
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Philadelphia Area Cosmetic Dentist Dr. Bruce Wilderman of Doylestown, PA to Attend World's Largest Continuing Education Program for Cosmetic Dent
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Higher Education Institutions Select Ingeniux CMS for Web Content Management
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Central Pennsylvania Technology Partners and eBizITPA to Present Full Day of Comprehensive RFID Education
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eLearners.com Outlines How to Choose the Right Online School: Costs, Resources, and More?What Questions to Ask
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With Students' Convenience in Mind, Cortiva Institute - Pennsylvania School of Muscle Therapy M66oves Back to King of Prussia this July
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